Cydia pomonella
Codlin Moth
"What is worse than finding a worm in 
  a apple?", asks the children's riddle. The reply: "Finding half a 
  worm!" 
  The "worm" in question is likely to be the caterpillar of the Codlin 
  Moth, (also spelled Codling Moth). Sometimes almost every apple or pear in an 
  orchard will harbour one of these in a frassy mess in the middle of the fruit. 
  When the caterpillar is full grown, it leaves the apple and pupates in a loose 
  cocoon among debris on the ground or in the bark of a tree, where it spends 
  the winter. The moth that emerges is surprisingly beautiful. When viewed at 
  the right angle in bright sunlight, the brownish patch near the end of the wing 
  shines with a striking golden sheen. I tried several times to catch this on 
  film, but never seemed to find the right angle to show this off.